What Is the Difference Between My Wallet Balance and My Card Balance?

• Wallet balance: The U9 held at your wallet address in the app. You can use it to send, swap, and make remittances.

• Card balance: The amount you have topped up onto your U9 Card and can spend at merchants.

You move funds between the two with Top up and Withdraw. Top up moves U9 from your wallet to your card, and Withdraw moves it from your card back to your wallet.