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How Long Do Merchant Refunds Take?

Refunds are processed by Visa and the card issuer and then credited to your card balance. Timing depends on the merchant, the acquirer, Visa, and the issuer, and a refund can take up to 30 business days. Ask the merchant for a refund reference and check Transaction History.

Note: A 2% refund fee applies to refunded transactions. This fee is not charged by U9.
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Last modified: 2026-10-14