Check these in order:
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Make sure you have enough card balance and your card is not frozen.
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Check that the card number, expiry date, security code, and billing address are correct.
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Make sure the merchant and your region support Visa virtual cards.
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Avoid submitting the same payment several times in a short period.
If the payment still fails, note the time, amount, and currency, take a screenshot of the error, and contact support.
Common reasons a payment fails:
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Not enough card balance, including any fees
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The card is frozen
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Incorrect card details or billing address
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The payment is over a card limit
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The merchant does not accept virtual, prepaid, or digital asset related cards
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Your region or the merchant's region is restricted
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The payment was stopped by a risk review