{"data":{"id":"1062590","string_id":"PbRhcmHz","status":"1","parent_id":"1040116","slug":"PbRhcmHz","order":"0","name":"Fees and Limits","type":"1","cover":"","cover_alt":"","desc":null,"website":"","contact":"","seo_title":"","seo_keyword":"","seo_desc":"","author":"","published_time":"0","add_time":"1791916963","update_time":"1791929545","corp_auth_id":"0","verify_code_auth_id":"0","editor_type":"1","tags":[],"parent_name":"U9 Card","parent_type":"1","parent_slug":"ppuOYZUd","child":[{"id":"1062677","string_id":"oUQ2PzkL","status":"1","parent_id":"1062590","slug":"What-Fees-Does-the-U9-Card-Have","order":"0","name":"What Fees Does the U9 Card Have?","type":"2","cover":"","cover_alt":"","desc":null,"website":"","contact":"","seo_title":"","seo_keyword":"","seo_desc":"","share_switch":"0","share_code":"","author":"","published_time":"1791929545","add_time":"1791926843","update_time":"1791929545","corp_auth_id":"0","verify_code_auth_id":"0","editor_type":"3","file_type":"","auth_id":"[\"1062677\", \"1062590\", \"1040116\"]","content":{"content_id":"1062677","content":"

U9 does not charge any additional fees for the U9 Card.<\/span><\/p>\n

Table 1: Basic card actions<\/span><\/p>\n

\n<\/colgroup>\n\n\n\n\n\n\n

Item<\/span><\/p>\n<\/th>\n

Fee<\/span><\/p>\n<\/th>\n

Notes<\/span><\/p>\n<\/th>\n<\/tr>\n<\/thead>\n

Card issuance<\/span><\/p>\n<\/td>\n

Free<\/span><\/p>\n<\/td>\n

Your first top-up goes to your card balance and is not a fee<\/span><\/p>\n<\/td>\n<\/tr>\n

Top-up<\/span><\/p>\n<\/td>\n

Free<\/span><\/p>\n<\/td>\n

Any network fee is shown before you confirm<\/span><\/p>\n<\/td>\n<\/tr>\n

Withdrawal to wallet<\/span><\/p>\n<\/td>\n

Free<\/span><\/p>\n<\/td>\n

Any network fee is shown before you confirm<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

<\/strong><\/p>\n

Table 2: Third-party transaction fees<\/span><\/p>\n

These fees are charged by third parties, such as Visa, the card issuer, or the mobile wallet provider, in specific situations. They are not charged by U9.<\/span><\/p>\n

\n<\/colgroup>\n\n\n\n\n\n\n\n\n\n\n\n\n
\n
Category<\/span><\/p>\n<\/th>\n
\n
Item<\/span><\/p>\n<\/th>\n
\n
Fee<\/span><\/p>\n<\/th>\n
\n
When it applies<\/span><\/p>\n<\/th>\n<\/tr>\n<\/thead>\n
\n
Payment method<\/span><\/p>\n<\/td>\n
\n
Apple Pay<\/span><\/p>\n<\/td>\n
\n
0.2%<\/span><\/p>\n<\/td>\n
\n
Payments made with Apple Pay<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
Payment method<\/span><\/p>\n<\/td>\n
\n
Google Pay<\/span><\/p>\n<\/td>\n
\n
0.2%<\/span><\/p>\n<\/td>\n
\n
Payments made with Google Pay<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
Cross-border and FX<\/span><\/p>\n<\/td>\n
\n
Cross-border transaction<\/span><\/p>\n<\/td>\n
\n
0.5%<\/span><\/p>\n<\/td>\n
\n
Payments to merchants in another country or region<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
Cross-border and FX<\/span><\/p>\n<\/td>\n
\n
Foreign exchange<\/span><\/p>\n<\/td>\n
\n
Visa exchange rate<\/span><\/p>\n<\/td>\n
\n
Payments in a foreign currency<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
Transaction processing<\/span><\/p>\n<\/td>\n
\n
Authorization fee<\/span><\/p>\n<\/td>\n
\n
USD 0.10 each<\/span><\/p>\n<\/td>\n
\n
Authorizations below USD 1 (none for USD 1 or more)<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
Transaction processing<\/span><\/p>\n<\/td>\n
\n
Decline fee<\/span><\/p>\n<\/td>\n
\n
USD 0.50 each<\/span><\/p>\n<\/td>\n
\n
Each declined transaction<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
Transaction processing<\/span><\/p>\n<\/td>\n
\n
Refund fee<\/span><\/p>\n<\/td>\n
\n
2%<\/span><\/p>\n<\/td>\n
\n
Each refund<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
Transaction processing<\/span><\/p>\n<\/td>\n
\n
Reversal fee<\/span><\/p>\n<\/td>\n
\n
USD 1 each<\/span><\/p>\n<\/td>\n
\n
Each reversal<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
Transaction processing<\/span><\/p>\n<\/td>\n
\n
Dispute fee<\/span><\/p>\n<\/td>\n
\n
USD 30 per case<\/span><\/p>\n<\/td>\n
\n
Each dispute case<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n
<\/strong><\/p>\n
Note:<\/span> The fees shown in the app at the time of the transaction apply. We will notify you in advance if any fee changes.<\/span><\/p>","pure_content":"U9 does not charge any additional fees for the U9 Card.\nTable 1: Basic card actions\n\n\n\n\n Item\n Fee\n Notes\n\n\n\n\n Card issuance\n Free\n Your first top-up goes to your card balance and is not a fee\n\n\n Top-up\n Free\n Any network fee is shown before you confirm\n\n\n Withdrawal to wallet\n Free\n Any network fee is shown before you confirm\n\n\n\n\n\u00a0\nTable 2: Third-party transaction fees\nThese fees are charged by third parties, such as Visa, the card issuer, or the mobile wallet provider, in specific situations. They are not charged by U9.\n\n\n\n\n Category\n Item\n Fee\n When it applies\n\n\n\n\n Payment method\n Apple Pay\n 0.2%\n Payments made with Apple Pay\n\n\n Payment method\n Google Pay\n 0.2%\n Payments made with Google Pay\n\n\n Cross-border and FX\n Cross-border transaction\n 0.5%\n Payments to merchants in another country or region\n\n\n Cross-border and FX\n Foreign exchange\n Visa exchange rate\n Payments in a foreign currency\n\n\n Transaction processing\n Authorization fee\n USD 0.10 each\n Authorizations below USD 1 (none for USD 1 or more)\n\n\n Transaction processing\n Decline fee\n USD 0.50 each\n Each declined transaction\n\n\n Transaction processing\n Refund fee\n 2%\n Each refund\n\n\n Transaction processing\n Reversal fee\n USD 1 each\n Each reversal\n\n\n Transaction processing\n Dispute fee\n USD 30 per case\n Each dispute case\n\n\n\n\n\u00a0\nNote: The fees shown in the app at the time of the transaction apply. We will notify you in advance if any fee changes.","is_draft":"0","editor_type":"3","file_path":"","add_time":"1791926843","update_time":"1791929546"},"pure_content":"U9 does not charge any additional fees for the U9 Card.\nTable 1: Basic card actions\n\n\n\n\n Item\n Fee\n Notes\n\n\n\n\n Card issuance\n Free\n Your first top-up goes to your card balance and is not a fee\n\n\n Top-"},{"id":"1062678","string_id":"XrqaUnqm","status":"1","parent_id":"1062590","slug":"What-Are-the-Authorization-Decline-Refund-Reversal-and-Dispute-Fees-qxRS","order":"0","name":"What Are the Authorization, Decline, Refund, Reversal, and Dispute Fees?","type":"2","cover":"","cover_alt":"","desc":null,"website":"","contact":"","seo_title":"","seo_keyword":"","seo_desc":"","share_switch":"0","share_code":"","author":"","published_time":"1791929545","add_time":"1791926885","update_time":"1791929545","corp_auth_id":"0","verify_code_auth_id":"0","editor_type":"3","file_type":"","auth_id":"[\"1062678\", \"1062590\", \"1040116\"]","content":{"content_id":"1062678","content":"
\n
\n
\n
Authorization fee:<\/strong> charged when a merchant requests authorization for a payment, only when the amount is below USD 1.<\/div>\n<\/li>\n
\n
Decline fee:<\/strong> charged when a payment authorization is declined.<\/div>\n<\/li>\n
\n
Refund fee:<\/strong> charged when a merchant refunds a completed payment to your card.<\/div>\n<\/li>\n
\n
Reversal fee:<\/strong> charged when an authorized payment is cancelled or reversed.<\/div>\n<\/li>\n
\n
Dispute fee:<\/strong> charged when you dispute a transaction and it goes through the dispute process.<\/div>\n<\/li>\n<\/ul>\n
Note:<\/strong><\/span> To avoid <\/span>decline<\/span> fees, check your card balance and details before you pay, and avoid submitting the same payment again and again.<\/span><\/div>\n<\/div>","pure_content":"Authorization fee: charged when a merchant requests authorization for a payment, only when the amount is below USD 1.\n\n\nDecline fee: charged when a payment authorization is declined.\n\n\nRefund fee: charged when a merchant refunds a completed payment to your card.\n\n\nReversal fee: charged when an authorized payment is cancelled or reversed.\n\n\nDispute fee: charged when you dispute a transaction and it goes through the dispute process.\n\n\nNote: To avoid decline fees, check your card balance and details before you pay, and avoid submitting the same payment again and again.","is_draft":"0","editor_type":"3","file_path":"","add_time":"1791926885","update_time":"1791929546"},"pure_content":"Authorization fee: charged when a merchant requests authorization for a payment, only when the amount is below USD 1.\n\n\nDecline fee: charged when a payment authorization is declined.\n\n\nRefund fee:"},{"id":"1062679","string_id":"KARn3KQC","status":"1","parent_id":"1062590","slug":"How-Are-Foreign-Currency-and-CrossBorder-Payments-Charged","order":"0","name":"How Are Foreign Currency and Cross-Border Payments Charged?","type":"2","cover":"","cover_alt":"","desc":null,"website":"","contact":"","seo_title":"","seo_keyword":"","seo_desc":"","share_switch":"0","share_code":"","author":"","published_time":"1791929545","add_time":"1791926904","update_time":"1791929545","corp_auth_id":"0","verify_code_auth_id":"0","editor_type":"3","file_type":"","auth_id":"[\"1062679\", \"1062590\", \"1040116\"]","content":{"content_id":"1062679","content":"
\n
U9 does not charge anything for foreign currency or cross-border payments.<\/div>\n
\n
\n
Foreign currency payments:<\/strong> converted at the Visa exchange rate when the transaction is processed.<\/div>\n<\/li>\n
\n
Cross-border transactions:<\/strong> a 0.5% cross-border fee may apply when you pay a merchant in another country or region.<\/div>\n<\/li>\n<\/ul>\n<\/div>","pure_content":"U9 does not charge anything for foreign currency or cross-border payments.\n\n\nForeign currency payments: converted at the Visa exchange rate when the transaction is processed.\n\n\nCross-border transactions: a 0.5% cross-border fee may apply when you pay a merchant in another country or region.","is_draft":"0","editor_type":"3","file_path":"","add_time":"1791926904","update_time":"1791929546"},"pure_content":"U9 does not charge anything for foreign currency or cross-border payments.\n\n\nForeign currency payments: converted at the Visa exchange rate when the transaction is processed.\n\n\nCross-border transacti"},{"id":"1062680","string_id":"MK2L4ZAy","status":"1","parent_id":"1062590","slug":"What-Are-the-U9-Card-Limits","order":"0","name":"What Are the U9 Card Limits?","type":"2","cover":"","cover_alt":"","desc":null,"website":"","contact":"","seo_title":"","seo_keyword":"","seo_desc":"","share_switch":"0","share_code":"","author":"","published_time":"1791929545","add_time":"1791926922","update_time":"1791929545","corp_auth_id":"0","verify_code_auth_id":"0","editor_type":"3","file_type":"","auth_id":"[\"1062680\", \"1062590\", \"1040116\"]","content":{"content_id":"1062680","content":"
\n
\n
\n
Each account can hold up to 5 U9 Cards.<\/div>\n<\/li>\n
\n
The minimum for the first top-up, top-ups, and withdrawals is 1 U9.<\/div>\n<\/li>\n
\n
Your card may have per-transaction, daily, and monthly spending limits, which the issuer may adjust for risk management.<\/div>\n<\/li>\n<\/ul>\n<\/div>","pure_content":"Each account can hold up to 5 U9 Cards.\n\n\nThe minimum for the first top-up, top-ups, and withdrawals is 1 U9.\n\n\nYour card may have per-transaction, daily, and monthly spending limits, which the issuer may adjust for risk management.","is_draft":"0","editor_type":"3","file_path":"","add_time":"1791926922","update_time":"1791929546"},"pure_content":"Each account can hold up to 5 U9 Cards.\n\n\nThe minimum for the first top-up, top-ups, and withdrawals is 1 U9.\n\n\nYour card may have per-transaction, daily, and monthly spending limits, which the iss"},{"id":"1062681","string_id":"BTwMQ1eS","status":"1","parent_id":"1062590","slug":"Which-Countries-and-Regions-Are-Not-Supported","order":"0","name":"Which Countries and Regions Are Not Supported?","type":"2","cover":"","cover_alt":"","desc":null,"website":"","contact":"","seo_title":"","seo_keyword":"","seo_desc":"","share_switch":"0","share_code":"","author":"","published_time":"1791929545","add_time":"1791926940","update_time":"1791929545","corp_auth_id":"0","verify_code_auth_id":"0","editor_type":"3","file_type":"","auth_id":"[\"1062681\", \"1062590\", \"1040116\"]","content":{"content_id":"1062681","content":"
Residents of the following countries and regions cannot currently apply for or use the U9 Card. This list may change based on the latest compliance requirements.<\/span><\/p>\n
\n<\/colgroup>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n
Code<\/span><\/p>\n<\/th>\n
\n
Country or region<\/span><\/p>\n<\/th>\n
\n
Chinese name<\/span><\/p>\n<\/th>\n<\/tr>\n<\/thead>\n
\n
AF<\/span><\/p>\n<\/td>\n
\n
Afghanistan<\/span><\/p>\n<\/td>\n
\n
\u963f\u5bcc\u6c57<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
BY<\/span><\/p>\n<\/td>\n
\n
Belarus<\/span><\/p>\n<\/td>\n
\n
\u767d\u4fc4\u7f57\u65af<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
CD<\/span><\/p>\n<\/td>\n
\n
Democratic Republic of the Congo<\/span><\/p>\n<\/td>\n
\n
\u521a\u679c\u6c11\u4e3b\u5171\u548c\u56fd<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
CF<\/span><\/p>\n<\/td>\n
\n
Central African Republic<\/span><\/p>\n<\/td>\n
\n
\u4e2d\u975e\u5171\u548c\u56fd<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
CU<\/span><\/p>\n<\/td>\n
\n
Cuba<\/span><\/p>\n<\/td>\n
\n
\u53e4\u5df4<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
GW<\/span><\/p>\n<\/td>\n
\n
Guinea-Bissau<\/span><\/p>\n<\/td>\n
\n
\u51e0\u5185\u4e9a\u6bd4\u7ecd<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
HT<\/span><\/p>\n<\/td>\n
\n
Haiti<\/span><\/p>\n<\/td>\n
\n
\u6d77\u5730<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
IR<\/span><\/p>\n<\/td>\n
\n
Iran<\/span><\/p>\n<\/td>\n
\n
\u4f0a\u6717<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
IQ<\/span><\/p>\n<\/td>\n
\n
Iraq<\/span><\/p>\n<\/td>\n
\n
\u4f0a\u62c9\u514b<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
KP<\/span><\/p>\n<\/td>\n
\n
North Korea<\/span><\/p>\n<\/td>\n
\n
\u671d\u9c9c<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
LB<\/span><\/p>\n<\/td>\n
\n
Lebanon<\/span><\/p>\n<\/td>\n
\n
\u9ece\u5df4\u5ae9<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
LY<\/span><\/p>\n<\/td>\n
\n
Libya<\/span><\/p>\n<\/td>\n
\n
\u5229\u6bd4\u4e9a<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
ML<\/span><\/p>\n<\/td>\n
\n
Mali<\/span><\/p>\n<\/td>\n
\n
\u9a6c\u91cc<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
MM<\/span><\/p>\n<\/td>\n
\n
Myanmar<\/span><\/p>\n<\/td>\n
\n
\u7f05\u7538<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
RU<\/span><\/p>\n<\/td>\n
\n
Russia<\/span><\/p>\n<\/td>\n
\n
\u4fc4\u7f57\u65af<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
SO<\/span><\/p>\n<\/td>\n
\n
Somalia<\/span><\/p>\n<\/td>\n
\n
\u7d22\u9a6c\u91cc<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
SS<\/span><\/p>\n<\/td>\n
\n
South Sudan<\/span><\/p>\n<\/td>\n
\n
\u5357\u82cf\u4e39<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
SD<\/span><\/p>\n<\/td>\n
\n
Sudan<\/span><\/p>\n<\/td>\n
\n
\u82cf\u4e39<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
SY<\/span><\/p>\n<\/td>\n
\n
Syria<\/span><\/p>\n<\/td>\n
\n
\u53d9\u5229\u4e9a<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
VE<\/span><\/p>\n<\/td>\n
\n
Venezuela<\/span><\/p>\n<\/td>\n
\n
\u59d4\u5185\u745e\u62c9<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
YE<\/span><\/p>\n<\/td>\n
\n
Yemen<\/span><\/p>\n<\/td>\n
\n
\u4e5f\u95e8<\/span><\/p>\n<\/td>\n<\/tr>\n
\n
ZW<\/span><\/p>\n<\/td>\n
\n
Zimbabwe<\/span><\/p>\n<\/td>\n
\n
\u6d25\u5df4\u5e03\u97e6<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>","pure_content":"Residents of the following countries and regions cannot currently apply for or use the U9 Card. This list may change based on the latest compliance requirements.\n\n\n\n\n Code\n Country or region\n Chinese name\n\n\n\n\n AF\n Afghanistan\n \u963f\u5bcc\u6c57\n\n\n BY\n Belarus\n \u767d\u4fc4\u7f57\u65af\n\n\n CD\n Democratic Republic of the Congo\n \u521a\u679c\u6c11\u4e3b\u5171\u548c\u56fd\n\n\n CF\n Central African Republic\n \u4e2d\u975e\u5171\u548c\u56fd\n\n\n CU\n Cuba\n \u53e4\u5df4\n\n\n GW\n Guinea-Bissau\n \u51e0\u5185\u4e9a\u6bd4\u7ecd\n\n\n HT\n Haiti\n \u6d77\u5730\n\n\n IR\n Iran\n \u4f0a\u6717\n\n\n IQ\n Iraq\n \u4f0a\u62c9\u514b\n\n\n KP\n North Korea\n \u671d\u9c9c\n\n\n LB\n Lebanon\n \u9ece\u5df4\u5ae9\n\n\n LY\n Libya\n \u5229\u6bd4\u4e9a\n\n\n ML\n Mali\n \u9a6c\u91cc\n\n\n MM\n Myanmar\n \u7f05\u7538\n\n\n RU\n Russia\n \u4fc4\u7f57\u65af\n\n\n SO\n Somalia\n \u7d22\u9a6c\u91cc\n\n\n SS\n South Sudan\n \u5357\u82cf\u4e39\n\n\n SD\n Sudan\n \u82cf\u4e39\n\n\n SY\n Syria\n \u53d9\u5229\u4e9a\n\n\n VE\n Venezuela\n \u59d4\u5185\u745e\u62c9\n\n\n YE\n Yemen\n \u4e5f\u95e8\n\n\n ZW\n Zimbabwe\n \u6d25\u5df4\u5e03\u97e6","is_draft":"0","editor_type":"3","file_path":"","add_time":"1791926940","update_time":"1791929546"},"pure_content":"Residents of the following countries and regions cannot currently apply for or use the U9 Card. This list may change based on the latest compliance requirements.\n\n\n\n\n Code\n Country or region\n Chinese"}],"content":{"icon":"","desc":"","content_id":"1062590","add_time":"1791916963","update_time":"1791916963","content":"","is_traffic_less":"0","file_type":""},"hot_list":[],"user_read_num":"0","is_auth":"0"},"msg":"Success","code":200}