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Fees and Limits
Limits
How Many Cards Can I Hold?
How Many Cards Can I Hold?
Each user may apply for and hold up to 5 U9 Visa virtual cards.
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Restricted Countries and Regions
Last modified: 2026-10-01
Creating Your Account
Getting Started
Which Countries and Regions Can Register?
Do I Need a Phone Number to Register?
How Do I Create a U9 Account?
Registration and Identity Verification
Where Can I Download the U9 App?
How Do I Update the App?
Logging In
I'm Not Receiving My Email Verification Code
What Should I Do If My Account Is Locked?
How Do I Reset or Change My Password?
Account Settings
How Do I Change the Email Linked to My Account?
Can I Have More Than One U9 Account?
How Do I Change the App Language?
How Do I Switch Accounts?
I Can't Access My Email Anymore. What Can I Do?
What Happens to My Card If I Change My Phone Number?
Closing Your Account
Account and Card Security
Protecting Your Account
What Should I Do If I Lose My Phone?
What Should I Do If I Think My Account Was Hacked?
What Should I Do If I Change Devices?
Protecting Your Card
How Do I Freeze My Card?
What Should I Do If I Notice a Suspicious Transaction?
What Should I Do If My Card Details Are Exposed?
Can I Cancel or Delete My Card?
Avoiding Scams
Common Scams to Watch For
Will Support Ever Ask for My Seed Phrase or Private Key?
What Are the Official Support Channels?
KYC and Identity Verification
KYC Basics
Why Do I Need to Verify My Identity?
What Documents Can I Use for Verification?
Is There a Minimum Age or a Fee for Verification?
Which Countries and Regions Are Supported for Verification?
Completing Verification
How Do I Complete Identity Verification?
How Long Does Verification Take?
Tips for Passing Verification the First Time
If Verification Fails
Why Was My Verification Rejected?
How Do I Resubmit My Verification?
My Verification Still Shows "In Review." What Should I Do?
Managing Verified Information
How Do I Update My Verified Information?
Applying for Your U9 Card
About the Card
What Is the U9 Card?
Is There a Physical U9 Card?
What Do I Need Before I Apply?
Applying for a Card
How Do I Apply for a U9 Card?
Is There a Fee to Get a Card?
How Many Cards Can I Have?
Do I Need to Activate My Card or Set a PIN?
Card Application Problems
Why Hasn't My New Card Appeared Yet?
Can I Cancel a Card Application After Submitting It?
Depositing To Your Card
Getting U9 Into Your Wallet
How Long Does a Swap Take to Arrive?
How Do I Swap USDT or USDC Into U9?
Which Coins Can I Swap Into U9?
Topping Up Your Card
How Do I Top Up My U9 Card?
What Is the Minimum Top-up Amount?
What Is the Difference Between My Wallet Balance and My Card Balance?
Is There a Fee to Top Up My Card?
Where Can I See My Card Balance?
Deposit Problems
Why Hasn't My Top-up Arrived Yet?
My Exchange Says the Withdrawal Is Complete. Does That Mean I Received U9?
My Order Shows Complete, but I Can't See My U9. What Should I Do?
My Swap Order Is Stuck or Not Completed. What Should I Do?
Can I Reuse a Previous Deposit Address?
My Order Was Canceled or Expired, but I Already Paid
What Happens If I Send the Wrong Coin, Wrong Network, or Wrong Amount?
Withdrawing From Your Card
Before You Withdraw
Does U9 Support ATM Cash Withdrawals?
Moving Balance Back to Your Wallet
Why Hasn't My Withdrawal Arrived Yet?
Where Can I See My Withdrawal Records?
Is There a Fee to Withdraw From My Card?
Redeeming U9 Into USDT or USDC
How Do I Redeem U9 Into USDT or USDC?
What Does It Cost to Redeem U9?
Using Your Card
Everyday Payments
Where Can I Use My U9 Card?
Can I Pay Online and In Store?
How Do I View My Card Details?
Apple Pay and Google Wallet
How Do I Add My U9 Card to Apple Pay?
How Do I Add My U9 Card to Google Wallet?
What Should I Do If I Can't Add My Card to a Digital Wallet?
Merchant Payment Issues
Why Won't a Merchant Accept My U9 Card?
How Long Does a Merchant Refund Take to Arrive?
What Should I Do If I Was Charged Twice?
Fees and Limits
Fees
U9 Card Fees Overview
What Is the 0.02 ABEL Network Fee?
How Does Gasless Work, and What Does It Cost?
Why Is the Amount I Received Different From What I Sent?
What Exchange Rate Does U9 Use for Foreign Currency Payments?
What Is the Cross-Border Transaction Fee?
What Are the Authorization, Decline, Refund, Reversal, and Dispute Fees?
Limits
How Many Cards Can I Hold?
Restricted Countries and Regions
Why a Transaction Was Declined
Fixing a Declined Payment
What Should I Do If My Payment Is Declined?
Common Reasons a U9 Card Payment Fails
Special Merchants
Why Do Crypto Exchange Payments Fail?
Why Did My Subscription Payment Fail?
Charges After a Decline
Why Was I Charged for a Declined Transaction?
I See a Charge I Don't Recognize. What Should I Do?
Customer Support and Feedback
Contacting Support
How Do I Contact U9 Support?
What Information Should I Include When Contacting Support?
What Should I Prepare When Contacting Support About a Swap Order?
Feedback and Announcements
How Do I Give Feedback or Suggest a Feature?
Outline